Ask VH: What’s dumb money?

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Hillary Clinton Asks Her Dumb Little 'Questions' About Iraq [Congressional Testimony]

Hillary Clinton pretended to be a senator during this morning's Armed Services Committee hearings with Gen. David Petraeus and U.S. Ambassador to Iraq Ryan Crocker. She asked him all sorts of questions about why Barack Obama is so dumb. That, and Iraq. Look at how seriously she speaks! She is such a Tuff Guy sometimes, especially when David Petraeus starts shooting at her with snipers. And if you want to see her introductory speech, it is after the jump. She is very serious in that one too! Does America was a serious president, or John McCain? Clinton: "It's Time to Begin The Orderly Process of Removing Our Troops" [TPM] [lien] [EN]

The FTC Will Never Ask You For Money Because You Won The Lottery. We Promise. [Scams]

Apparently, some group of geniuses has been calling people and pretending that they are from the FTC. They start out with some nonsense like "Hi, I'm calling from the Federal Trade Commission to tell you that you have won $250,000…" They try to tell you that you won the lottery or some other bogus prize, and that you should give them money in order to collect your winnings. There are so many things wrong with this picture (not least of which is the fact that the FTC doesn't collect money from consumers, period) that we don't even know where to start. The FTC says: The FTC is the nation's consumer protection agency. It investigates fraud and provides free information, but it never collects money directly from consumers. FTC staffers don't have any involvement with this sweepstakes scam. [lien] [EN]

Money Myths, Madness, and Mayhem - The 85th Edition of the Carnival of Money Stories

Welcome to the Carnival of Money Stories! I am thrilled to be able to host this edition of the carnival. I hope you enjoy all of the submissions as much as I did. This issue of the carnival contains some wacky and wild money stories brought to you Myth Busters style. Some are true, some are false, all are a little crazy! If you’re new here, please subscribe to my RSS Feed and then sit back, and enjoy the stories! Wealth in Your Pocket? Myth: In April of 2006 a wealthy businessman named Scott Travers decided to honor national coin week by placing three rare coins into circulation. The coins have never been “found”. Status: Scott Travers did unleash three rare coins into circulation - and it wasn’t the first time he’s done it either. It turns out that Scott, who is the author of The Coin Collector’s Survival Manual and the ex. [lien] [EN]

It Can’t Hurt To Ask

Some of the most important advice I can give you in dealing with credit card companies, or just about any company, is “It can’t hurt to ask”.    There are millions of dollars paid in fees and late charges every month that companies are willing to waive, but only if you ask. Balances Are Now In Play It used to be that annual fees, late fees, and even interest were the most people could ever hope to recover from a friendly customer service agent.    Now, the game has expanded to include the actual balance.   Thanks to millions of people defaulting on their debts, credit card companies are now willing to negotiate down part of the original balance in their effort to get payment.   This article in the New York Times has generated a lot of interest in those concerned with negotiating their credit card debt. [lien] [EN]

Michael Jackson – Money Lessons From The King of Pop

Yesterday, fans of Michael Jackson bemoaned the loss of a great musical icon. But what was more interesting to me was how much debt he had at the time of his passing. Estimates range from $0 million to $0 million. I have done as much search and research about it. So here’s my “Saturday Morning Live” money lessons from the King of Pop. Invest in “proven” things that pay you a dividend for a long time – One of Michael’s best investment ever was investing $5 million in 5 for the rights to a catalog of music that included 1 Beatles songs. Those rights, as well as concerts, endorsements and music videos, would generate more than $0 million over the next two decades. That is what I call passive income. (hey – much better than rental properties!) I just had a an interview with the Silicon Valley Blogger and one of the things we talked about was how so many people in Silicon Valley are just looking for “the next big thing”. [lien] [EN]

How to Save Money at the Beach With Credit Cards

My friend Kevin from Credit Shout just came back from a one week vacation at the Jersey shore. Kevin, like me also reviews credit cards. Since I’m taking it easy this weekend, I’ve asked Kevin to write a guest post for me. Here is his short take on cards that can save you some money on the beach Millions of people who live by the coast make the trek down to the beach for 4th of July weekend. Although the fourth is a time to celebrate, this year your pocket may feel a bit lighter and you may be looking to cut down on costs for your vacation. Although I’ll be celebrating on the 4th at home, I recently got home from a trip down to the beach and found a few ways simple ways to cut down the costs of my trip using by taking advantage of the benefits of certain credit cards. You can actually start saving money on your vacation this year before you even leave the gas station. [lien] [EN]

Money Strategies For The Recession

I’m off to the beach today since it is going to be a sunny Saturday at the shore. The weekends are usually days where I take a break from writing about credit cards. So in my place, here is a guest post from SVB from The Digerati Life, one of my pf blog buddy. The recession we have is still ongoing but here’s a question for you - have your savings plans changed because of this economic downtrend? For a lot of people, they’ve decided to make changes to their savings and investment plans in response to how the economy has been behaving — and it’s hard to blame them when their retirement funds have suffered a mighty blow over the past few years. While a lot of experts say we should stick to our current plans, I believe that when the financial environment tests our strategies, we should be flexible enough to reevaluate them and see whether they need further tweaking. [lien] [EN]

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Ask For A Raise At The Right Time [Raises]

Personal finance blog Free Money Finance suggests that employees can improve their incomes by asking for a raise, but you have to make sure to time it right. “Timing is everything in business,” says Lorenzo, author of Career Intensity: Business Strategy for Workplace Warriors and Entrepreneurs. If the company and industry are doing poorly, it may not be the best time to ask for more money. But if business is booming, especially if you've played a key role in the company's success, make your move. Special opportunities can provide a natural springboard for a raise: after you've received an award, saved significant money for the firm, or agreed to take on additional responsibility. Finally, consider the corporate calendar; you may get better results if you ask while the next year's budget is being developed. [lien] [EN]

Comment on X Factor 2008: Sharon Osbourne Asks For More Money! by rebecca

D'oh! Sorry, but we haven't got a clue what you're looking for! Maybe that page doesn't exist anymore, or gremlins have stolen it away! To help you out, here are some of our most recent posts on the blog, and why not try searching to see if the page you're looking for is still around here somewhere? Recent posts · Andrew Lloyd Webber & BBC To Take On Wizard Of Oz In 2010 · Big Brother: Rachel Rice Would Pose Naked · Will Dannii Minogue Leave X Factor? · X Factor: Simon Cowell Pays For Cyril Grant’s Hearing Aid · Big Brother: Stuart Pilkington Gets Make Up Deal · Celebair: Lisa Mafia Complains About Unfair Editing · Strictly Come Dancing 2008: Christine Bleakley Suffering From Stress · X Factor: Joelle Moses Wows The Judges · So Did Davina Pressurise Rachel Into Giving Up 10 Grand? · Victoria Beckham & Gordon Ramsay Set Up LA Restaurant Search for. [lien] [EN]